Factors, Net Interest Margin, Commercial Banks, Vietnam
Dang, Ms. Thi Lan Phuong
Vu, Dr. Ngoc Diep
Tran, M. A Thi Thu Trang
This study investigates the factors of net interest margin of commercial banks in Vietnam. Pooled OLS, fixed and random effects regression were used for panel data of 10 Vietnamese banks in the period 2016-2020. The study result has shown that operating expenses and return on assets have a positive and significant effect on net interest margin. Moreover, the paper also finds that loan to deposit has negative and significant effect on the net interest margin of commercial banks in Vietnam.